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Is your family Will still valid in Europe?

Changes to European law could override your Will decisions A Will is a legal document that sets out your wishes including the distribution of your assets when you die.  Making a Will is the only way you can ensure that your assets will be distributed according to your wishes. However ‘forced heirship’ in place in […]

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Banking secrecy for Italian tax residents, is over.

A Swiss tax Information-sharing agreement was signed on Monday Matteo Renzi has tweeted how “billions of euros” can now return to the Italian State, thanks to his signature on an agreement with Swiss authorities on Monday February 23. Italy and Switzerland have now formally agreed to exchange taxpayer information, as is already the case today […]

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Why you should open an international bank account today.

There are many and varied reasons why you might find an international bank account attractive right now. If you travel between countries for business you may already know that an international account can provide great flexibility and various options for managing your finances. Today, because the international banks have removed previous eligibility criteria, these accounts […]

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Are you fearful of disclosing foreign assets or income?

Italy’s new Voluntary Disclosure opportunity – a sneak peek The Italian government will soon release details of a new Voluntary Disclosure initiative for those with undeclared foreign assets and income, giving them a chance to save taxes and significant penalties. We don’t yet know exactly when it will come into force, however everyone agrees considering […]

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How to Create a Great Financial plan for your life – Part 2.

 Is your wealth keeping up with inflation, especially with interest rates below zero?  This is a continuing series aimed to provide you with  some thoughts, ideas and strategies when considering  and planning for your financial future.  In the second part of this original series about “How to Create a Great Financial Plan for your life” […]

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U.S. tax rules and the increasing number of Americans giving up their U.S. citizenship

As the U.S. asset disclosure rules on foreign banks are now becoming effective, it’s interesting to note the number of US citizens giving up (and considering to give up) U.S. citizenship. The U.S. government provides quarterly numbers of the number of people renouncing citizenship of the U.S. – however many say those numbers are underestimates. […]

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Italy’s Inheritance taxes about to change

Are you aware of Italy’s Inheritance tax regime? Most countries these days have inheritance or death taxes (some call them Estate taxes or taxes on succession). Italy’s “Imposte di Successione” was re-introduced in 2006 and to this day is not as harsh as some other EU countries. However many Italian residents are unaware of how it […]

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The Spectrum Group is regulated by the French regulator ORIAS - responsible for Insurance Intermediaries in Banking and Finance.
Spectrum operates a branch location in Italy, and is registered with Italian regulator IVASS (Istituto per la Vigilanza sulle Assicurazioni)
TSG Insurance Services (Rome branch)Via Livorno, 45, piano I, interno 3, Roma. TSG Insurance Services S.A.R.L.
Siège Social (Headquarters) : 34 Bd des Italiens, 75009 Paris. R.C.S. Paris B 447 609 108 (2003B04384)« Société de Courtage d’assurances »« Intermédiaire en opération de Banque et Services de Paiement » Numéro d’immatriculation 07 025 332 – www.orias.fr « Conseiller en investissements financiers », référencé sous le numéro E002440 par ANACOFI-CIF, association agréée par l’Autorité des Marchés Financiers »