What is Sequencing risk? (part 2)

In part 1 of this article, I examine the impact of poor investment returns or losses on your investment portfolio, at a time when you are counting on them, or need them the most. This poor return at the wrong time, is described in investing circles as ‘Sequencing Risk’. At other stages of life your […]

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What is Sequencing Risk? (part 1).

In part 1 of this 2-part article about Sequencing Risk, I am going to introduce and address possibly the  greatest risk when investing your money for your future retirement, and explain how it can be managed and dealt with in such a way as to remove some of the fears that often come along with […]

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Hello and welcome! This is the first issue of  ‘financial life‘ designed to enlighten, inform and update you on what’s current and important from a personal finance point of view, in this part of the world being Milan and Northern Italy.  In this regular newsletter I hope to provide you with lots of important information […]

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Six essential steps to buying your own property in Italy

Italy is a very tempting place to settle, and there are so many wonderful corners to explore. From incredible places by the sea, to the mountains, the lakes, charming cities, country farmhouses and villas, and houses in sleepy tiny towns surrounded by sublime nature and steeped in culture and tradition, there is no doubt tremendous […]

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The Spectrum Group is regulated by the French regulator ORIAS - responsible for Insurance Intermediaries in Banking and Finance.
Spectrum operates a branch location in Italy, and is registered with Italian regulator IVASS (Istituto per la Vigilanza sulle Assicurazioni)
TSG Insurance Services (Rome branch)Via Livorno, 45, piano I, interno 3, Roma. TSG Insurance Services S.A.R.L.
Siège Social (Headquarters) : 34 Bd des Italiens, 75009 Paris. R.C.S. Paris B 447 609 108 (2003B04384)« Société de Courtage d’assurances »« Intermédiaire en opération de Banque et Services de Paiement » Numéro d’immatriculation 07 025 332 – « Conseiller en investissements financiers », référencé sous le numéro E002440 par ANACOFI-CIF, association agréée par l’Autorité des Marchés Financiers »